CFCDC Economic Services Department provides economic development services in order to stimulate investment in stagnant or declining communities. The services offered under this division are:

Business Counseling

Business counseling begins with an assessment of your business or business idea. Counselors can perform an eight page assessment for existing businesses to identify areas of weakness and provide suggestions for improvements. Start-up businesses may receive an abbreviated assessment based on the information provided in your start-up concept.

You may make your request for business counseling by contacting us and scheduling an appointment. Applicants who do not qualify for free services may be charged a nominal fee.

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Business Incubation

Business incubation is the process of enterprise development which nurtures businesses, helping them survive and grow during the start-up period when they are very susceptible to failure.

CFCDC’s management provides hands on assistance, access to financing, space at below market rates, access to equipment, flexible leases and expandable space all under one roof.

Our goal is to produce a successful business that benefits the local community through job creation. 87% of incubator graduates remain in business. According to NBIA research, Incubation programs may be classified as follows:

For more information on how you can participate in one of our incubator programs, please complete one of the Incubator applications below and contact one of our offices to schedule an appointment.

Daytona Beach Enterprise Center Incubator Application

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Business Plan Development Workshops

Potential or existing business owners should be concerned about three areas when planning their business.

  • First, the provision or creation of their product or service.
  • Second, the marketing of their product or service.
  • Third, the financial management of their business.

A business plan is a good tool to assess the business in these three areas. CFCDC provides a business plan development class. This class takes participants through a six week process of completing their business plan. The course covers the following topics:

Session 1
The World of Business
Defining Your Dream
The Goal Train
Session 4
Finding Your Market
Developing Your Marketing Plan
Session 2
Developing Your Management Team
Pricing Your Product or Service
Session 5
Assembling Your Business Plan
Session 3
Understanding Your Financial Statements
Session 6
Course Review

Please visit our calendar page for course schedule and registration.

Business Plan Outline
From Dream to Reality Overview

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Credit Counseling

Credit counseling involves one-on-one counseling sessions to help resolve current credit related issues for the purpose of setting a strategy for credit history improvement. Clients who are interested in receiving credit counseling should contact one of our offices for an appointment.

Micro Loans

CFCDC provides micro-loans through various sources. Review the business loan matrix to determine which loan best suits your needs and then download the appropriate form.

MicroLoan Application
MicroLoan Application
Community Express Loan
Certification of Technical Assistance

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Public/Private Ventures

A public/private venture is defined as a collaborative, partnership, or alliance to facilitate community and economic development activity. CFCDC’s partnership in public private/ventures is a partial fulfillment of its mission to improve the quality of life for low to moderate-income persons. Generally, CFCDC’s public private ventures are developed to create jobs, housing and community redevelopment.

Our partners may include local, state or federal government, businesses, and other non-profit agencies. Examples of these types of ventures with local government include the Cocoa Enterprise Center (Cocoa, Florida), Spring Hill Community Resource Center (DeLand, Florida), and Daytona Beach Enterprise Center (Daytona Beach, Florida), SBA Microloan Program (Volusia, County). Examples of other ventures include Homebuyer’s Club (Washington Mutual Bank).

We are continually developing ventures to improve the quality of life for low to moderate income persons.

For more information please contact Gerald O. Chester at (386) 258-7520.

Technical Assistance

CFCDC is a U.S. Small Business Administration technical assistance provider. CFCDC can assist you directly or provide a referral to one of our qualified community partners. Cost incurred with the performance of technical assistance, such as filing fees are the responsibility of the client.  Please review the technical assistance action plan and contact CFCDC for an appointment.

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