Business counseling begins
with an assessment of your business or business idea. Counselors
can perform an eight page assessment for existing businesses
to identify areas of weakness and provide suggestions for
improvements. Start-up businesses may receive an abbreviated
assessment based on the information provided in your start-up
You may make your request for business
counseling by contacting us and scheduling an appointment. Applicants who do not qualify for free
services may be charged a nominal fee.
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Business incubation is
the process of enterprise development which nurtures businesses,
helping them survive and grow during the start-up period
when they are very susceptible to failure.
CFCDC’s management provides hands
on assistance, access to financing, space at below market
rates, access to equipment, flexible leases and expandable
space all under one roof.
Our goal is to produce a successful business
that benefits the local community through job creation.
87% of incubator graduates remain in business. According
to NBIA research, Incubation programs may be classified
For more information on how you can participate in one of
our incubator programs, please complete one of the Incubator
applications below and contact one of our offices to schedule
Beach Enterprise Center Incubator Application
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Potential or existing
business owners should be concerned about three areas when
planning their business.
- First, the provision or creation of
their product or service.
- Second, the marketing of their product
- Third, the financial management of
A business plan
is a good tool to assess the business in these three areas.
CFCDC provides a business plan development class. This class
takes participants through a six week process of completing
their business plan. The course covers the following topics:
||The World of Business
||Defining Your Dream
||The Goal Train
||Finding Your Market
||Developing Your Marketing Plan
||Developing Your Management Team
||Pricing Your Product or Service
||Assembling Your Business Plan
||Understanding Your Financial Statements
Please visit our calendar
page for course schedule and registration.
Dream to Reality Overview
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Credit counseling involves
one-on-one counseling sessions to help resolve current credit
related issues for the purpose of setting a strategy for
credit history improvement. Clients who are interested in
receiving credit counseling should contact one of our offices
for an appointment.
CFCDC provides micro-loans
through various sources. Review the business
loan matrix to determine which loan best suits your
needs and then download the appropriate form.
A public/private venture
is defined as a collaborative, partnership, or alliance
to facilitate community and economic development activity.
CFCDC’s partnership in public private/ventures is
a partial fulfillment of its mission to improve the quality
of life for low to moderate-income persons. Generally, CFCDC’s
public private ventures are developed to create jobs, housing
and community redevelopment.
Our partners may
include local, state or federal government, businesses,
and other non-profit agencies. Examples of these types of
ventures with local government include the Cocoa Enterprise
Center (Cocoa, Florida), Spring Hill Community Resource
Center (DeLand, Florida), and Daytona Beach Enterprise Center
(Daytona Beach, Florida), SBA Microloan Program (Volusia,
County). Examples of other ventures include Homebuyer’s
Club (Washington Mutual Bank).
We are continually
developing ventures to improve the quality of life for low
to moderate income persons.
For more information please contact Gerald
O. Chester at (386) 258-7520.
CFCDC is a U.S. Small
Business Administration technical assistance provider. CFCDC
can assist you directly or provide a referral to one of
our qualified community partners. Cost incurred with the
performance of technical assistance, such as filing fees
are the responsibility of the client. Please review the technical
assistance action plan and contact CFCDC for an appointment.
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